Gifts to the Falmouth Housing Trust, Inc. help us to fund special projects, add programming, and serve more Falmouth constituents.
SECURING AFFORDABILITY
ONE HOME AT A TIME
Through our Home Buy Down program, the Falmouth Housing Trust buys market rate homes and turns them into community assets.
How our Buy Down Program Works:
- We purchase homes at market rates using contributions from our donors and the Town of Falmouth Affordable Housing Fund.
- The Home is re-sold in a few months to a working family at a significantly reduced price.
- The home is restricted on resale to the new buyer as affordable and attainable housing.
For more details, contact the FHT.
Financing provided by:
Ensuring Falmouth stays home for all.
Are You Ready to Buy?
Our Ready to Buy list is a fantastic opportunity for those looking to buy a deed-restricted affordable home. By signing up, you’ll gain exclusive access to notifications from Falmouth Housing Trust about homes available for purchase. Join our Ready to Buy List today and take the first step towards finding your perfect place to call home.
Falmouth Housing Trust’s 2026 Homecoming
A Successful 40th Anniversary Annual Event
Falmouth Housing Trust’s 2026 Homecoming was a tremendous celebration of community, commitment, and the shared belief that everyone deserves a place to call home. Held October 1st at The Coonamessett, the milestone event brought together 145 guests to celebrate four decades of creating affordable and attainable homeownership opportunities for Falmouth’s workforce.
The evening was both festive and inspiring, featuring live music, auctions, raffles, a hosted reception, and a champagne toast. Most importantly, the generosity of attendees, sponsors, donors, and community partners resulted in nearly $100,000 raised to support FHT’s ongoing mission and future housing initiatives.
The event highlighted the importance of public and community support for affordable housing. State Representatives David Vieira and Thomas Moakley presented FHT with a citation from the Massachusetts House of Representatives, recognizing FHT’s 40th anniversary and its efforts to expand affordable housing in Falmouth.
The success of Homecoming demonstrates that after 40 years, Falmouth Housing Trust remains a vital community partner—and that, together, Falmouth can continue building homes, opportunity, and a stronger future for local families.
We want to thank and acknowledge our generous sponsors who make this event possible!
RUBY SPONSOR
DIAMOND SPONSOR
Katherine Stenson-Lunt and Robert Stenson
PLATINUM SPONSOR
Eastern Bank Foundation
The Falmouth Walk
Pearl Construction
GOLD SPONSOR
Cape Cod 5
Lori and George Andrews
William and Linda Zammer Foundation
SILVER SPONSORS
Molly Bang
Dalpe Excavation
Foley & Foley PC
Eleanor Ling
New Wave Printing & Design
Margaret Newton
BRONZE SPONSORS
Cape & Coast Bank
Edward B. Baker and Anna M. van Heeckeren
Joan and Robert Bates
Falmouth Toyota
Salt Architecture
The Valle Group
“Where we love is home, home that our feet may leave, but not our hearts.”
~ Oliver Wendell Holmes
Join Us for Community Information Sessions!
Please join our Community Information Sessions on Zoom to learn about this important step forward for workforce housing in our community! Community input is an important part of shaping housing solutions that serve local needs.
Bigelow Landing Road Homes Sold
The Housing Trust has built 5 affordable deed restricted workforce homes (2 3-bedroom homes and 3 2-bedroom homes) that were sold early in 2026 to homeowners earning up to 80% and up to 120% of the median income for Barnstable County.
Join Us for Community Information Sessions!
Please join our Community Information Sessions on Zoom to learn about this important step forward for workforce housing in our community! Community input is an important part of shaping housing solutions that serve local needs.
Bigelow Landing Road Homes Sold
The Housing Trust has built 5 affordable deed restricted workforce homes (2 3-bedroom homes and 3 2-bedroom homes) that were sold early in 2026 to homeowners earning up to 80% and up to 120% of the median income for Barnstable County.
Building Dreams in Falmouth
Building Dreams in Falmouth
FHT is looking for
DONATIONS of LAND
or HOUSING!
Please make the creation of Affordable Workforce Housing Possible.
Every donation supports our young residents and families who are essential to keeping our community vibrant and economically strong.
In addition to monetary donations, FHT welcomes gifts of land, existing housing, and “bargain sales” of existing housing for tax benefit purposes.
Don’t forget, donating real estate may give you the opportunity to avoid capital gains taxes!
FHT is a 501(c)(3) tax exempt organization.
A single-family home price at a median sales price of $800,000 for Falmouth will require an income of approximately $240,000 per year.
Cape Cod Commission, Housing Profile: Falmouth (2024), and Cape Cod & Islands Association of Realtors
Johanna Zarra was born and raised in Falmouth, where she currently resides with her husband and their two children. She has worked in the banking industry for more than 15 years, with most of her career spent at Cape & Coast Bank as a Residential Mortgage Loan Officer. Throughout her career, Johanna has helped many individuals and families navigate the mortgage process, including supporting opportunities for affordable homeownership.
Stephanie McDowell is a CPA based in Falmouth with over 30 years of accounting and tax experience. She serves individuals and small businesses, with a specialization in Construction clients. She also works extensively with estate and trust taxation.
Thomas “Tom” Zine is a retired Massachusetts State Trooper and U.S. Army veteran Thomas Zine with a 30+ year history of public service in Falmouth. A licensed construction supervisor with experience in residential building and remodeling, he brings practical construction industry knowledge to local decision-making. Tom has served on the Falmouth Planning Board as Clerk/Secretary and the Falmouth Community Preservation Committee, focusing on responsible development, housing, and preservation. He has also been active in grassroots efforts to protect open space and guide thoughtful growth in the community.
Brendan Crane is Vice President of Crane Appliance, a family-owned appliance company serving Cape Cod and the Islands for more than 40 years. Prior to joining the family business, Brendan built a career in entertainment and media, specializing in non-fiction storytelling and creative strategy with a strong focus on nonprofit partnerships and social impact projects. He brings a creative, community-focused perspective to both business and civic involvement in Falmouth.
Lori Andrews has held a variety of leadership roles in HR, finance, audit and IT during a 40+ year career in financial services-insurance, public accounting and government. Lori retired from Liberty Mutual in 2021 as Senior Vice President and Manager of Global Total Rewards. In that role, ensuring more than 45,000 employees receive fair and competitive compensation and benefits worldwide. Lori has served on the Partners for Youth with Disabilities Board of Directors since 2020.
Maro Titus has a deep connection to the Falmouth Community that dates back to her childhood, shaping her passion for the area. Leveraging her successful career in healthcare administration, Maro has transitioned her expertise to Kinlin Grover Compass Real Estate. As a dedicated agent, she strives to understand each client’s unique needs, bringing a wealth of marketing knowledge and enthusiasm to the real estate practice. With a background in executive leadership encompassing strategic planning, government affairs, and business development, Maro’s professional journey is marked by a commitment to excellence.
Sudie Gifford comes to our board with an extremely varied background in arts, education, finance, public relations, and charity work.
Ed Monteiro was President of the Board of Directors of Falmouth Housing Trust in the ‘90’s, and we are thrilled that he is back.
David Sutkowy has lived in Falmouth since 2020.
Tammy Rausch is an experienced operations and business transformation leader with a background in financial services, global operations, and strategic planning. Tammy has held leadership roles at companies including Fidelity Investments and State Street Bank & Trust, where she led large teams, improved operational processes, and managed global client relationships. Tammy is also active in community volunteering, supporting local organizations including Make a Wish, Hand in Hand Thrift Shop, and Next Chapter Book Club.
Joan Bates has lived in Falmouth with her husband, Robert, since 2002. Prior to that, the couple lived in Newton. Joan’s 25-year professional career was in special education and nonprofit management.
Joanne O’Sullivan is a real estate attorney who has been practicing law in Falmouth since 1995. She is a self-described “wash-ashore” living on Cape Cod for 30 plus years. Joanne grew up in South Boston, and graduated from the University of Chicago and Boston College Law School. Attorney O’Sullivan has primarily been a sole practitioner for the past 20 years. She is married with 2 adult children who live out of state for job opportunities. Ms. O’Sullivan joined the FHT Board of Directors in 2009 and has served in various capacities, currently as vice president.
Director, Addie Drolette, is a Falmouth native and makes her home in East Falmouth. Most of Addie’s professional career has been spent serving the mortgage financing needs of the community of Falmouth. She is presently a Senior Residential Loan Officer with Martha’s Vineyard Bank.